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Standard · MAS TRM

MAS Technology Risk Management Notice and Guidelines

The Monetary Authority of Singapore (MAS) Technology Risk Management framework — codified in the MAS Notice on Technology Risk Management and the supplementary Technology Risk Management Guidelines (latest revision 2021) — applies to all financial institutions in Singapore.

For ITAD specifically, MAS TRM imposes asset-disposition discipline that protects customer data, transaction data, and regulatory-reporting data. Maxicom Singapore engagements with MAS-regulated FIs are structured to satisfy MAS TRM in admissible form for MAS inspection.

MAS TRM Section 12 — System Acquisition and Development

Section 12 covers IT asset lifecycle including disposition. The expectation: per-asset inventory, sanitisation method matched to data classification, per-asset Certificate of Destruction, retention 7+ years. Maxicom operating model satisfies this end-to-end.

Singapore BFSI engagement profile

MAS regulates ~150 banks (DBS, OCBC, UOB, Citi Singapore, HSBC Singapore, plus Asian/Western branch entities), insurance companies, capital market services licensees, payment service providers. Refresh cycles vary by entity but are predictable. Engagement model: programme-level master service agreements, NDA-bound, witness destruction standard.

ASEAN gateway engagement pattern

Many MAS-regulated FIs operate as the regional headquarters for ASEAN — Singapore IT estate may handle data flows from Indonesia, Thailand, Malaysia, Vietnam, Philippines. Engagement design accounts for cross-border data flows; sanitisation and certificate retention scoped to the consolidated regional data footprint.

MAS Cyber Hygiene Notice

The MAS Notice on Cyber Hygiene (2019, with updates) imposes specific cybersecurity baselines on FIs including IT asset management. Composes with MAS TRM and PDPA.

MAS inspection of ITAD documentation

MAS inspections of FI technology operations include sampling of ITAD documentation. The four-criterion check (per-asset granularity, standard citation, verification evidence, chain-of-custody continuity) applies. Maxicom certificates pass all four.

Regulator stack matrix: NIST, IEEE, NAID-grade, plus local privacy and sector regulators. Regulator stack — by region Every Maxicom certificate is admissible against the full stack simultaneously UNIVERSAL NIST SP 800-88 Rev. 1 · IEEE 2883-2022 · DoD 5220.22-M · NAID-grade Protocol 🇮🇳 INDIA INR · IST PRIVACY DPDPA 2023 BFSI RBI IT-Risk SECTOR-SPECIFIC SEBI · IRDAI · CERT-In · CPCB 🇨🇦 CANADA CAD · EST PRIVACY PIPEDA · Quebec Law 25 BFSI OSFI Guideline B-13 SECTOR-SPECIFIC PIPA (AB/BC) · PHIPA · ITSG-33 🇸🇬 SINGAPORE SGD · SGT PRIVACY PDPA Section 24 BFSI MAS TRM SECTOR-SPECIFIC IMDA · NEA Resource Sustainability Act 🇦🇪 UAE AED · GST PRIVACY UAE PDPL Article 21 BFSI Central Bank UAE SECTOR-SPECIFIC TDRA · DIFC DPL · ADGM · NESA
Last updated April 2026.
Operates to NIST 800-88 · PDPA · MAS TRM · NAID-grade · IEEE 2883-2022
References

Authoritative references

Primary sources for the standards and frameworks referenced on this page. Maxicom maps every engagement to these recognised authorities.

Frequently asked questions

Frequently asked questions

Are Maxicom certificates MAS-inspection-acceptable?

Yes. Per-asset detail, NIST SP 800-88 / IEEE 2883 method citation, verification evidence, chain-of-custody reference.

Does MAS directly regulate Maxicom?

No — MAS regulates the FI; Maxicom is the disposition vendor under contract. MAS has audit-of-vendor rights through the FI contract.

What about ASEAN-regional FIs operating from Singapore?

Maxicom Singapore handles the Singapore-headquartered consolidated engagement; we coordinate with our Singapore-as-regional-hub model where the FI's ASEAN operations route IT through Singapore.

When you are ready

Send the asset list. We will send the number.

A photograph of the rack works. A spreadsheet works better. SGD settlement, against PO.

purchase@maxicom.sg · 1 business day